PaySense Personal Instant Loan How to apply now review

In this PaySense Website/ Application if you want to take a loan then you need to follow mainly three steps. After checking your credit score then if you are eligible then you get a loan of up to 5 lakhs rupees.

Here you are going to read how to apply for a loan here and I review it after using this application so it’s a genuine blog.

PaySense Personal Loan Features & Benefits

  • Instant personal loans: Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams.
  • Quick Approvals & Disbursals: Get prompt loan approval and money in your account.
  • Paperless Documentation: Upload pictures of your KYC documents and sign your loan application digitally.
  • One-click subsequent personal loans: Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks are required.
PaySense Personal Instant Loan How to apply now review

Eligibility for a personal loan

To be eligible to get a personal loan from PaySense, you should fulfill the following eligibility criteria

  • Resident of India
  • Age: 21 years to 60 years
  • Employment Type: Salaried  and  Self-employed
  • Minimum Monthly Income: ₹ 18,000 for  salaried  and ₹ 20,000 for  self-employed
  • Location: 180+ cities | 4000+ Pincodes. see availability

Required documents for a personal loan

To get a personal loan instantly, you should keep some documents handy before you start applying.

  • Proof of IdentityPAN Card & Selfie
  • Proof of AddressAadhaar card, Voter ID, Passport, or Driving License
  • Proof of IncomeNet-Banking or last 3 months’ bank e-statements

PaySense Personal Loan Interest Rates and GST charges

Interest rates1.4% to 2.3% per month
Loan amountRs 5,000 to Rs 5 Lakhs
Loan Tenure3 months to 60 months
Processing feeUp to 2.5% of the loan amount + G.S.T

How to Apply for PaySense Personal Loan?

I am trying to simplify the process for you now you can easily understand and easily can apply

  • To start, install the PaySense Personal Loan app. The application is free to download from Google Play and the App Store.
  • Following the installation, you will be prompted to provide your phone number. After that, an OTP will be sent to your phone, which you must enter in the appropriate place for verification. ( That mobile number must have active plans then its receives a verification message)
  • Online Form Filling: Enter your personal and employment details.
  • Select your Lending Partner: From the list of personal loan partners, select PaySense to proceed.
  • Specify Personal Loan Details: Select the Personal Loan amount and repayment tenure as per your choice.
  • Approval & Disbursal: Get instant approval on the loan and money in 48 hours post verification.


  • Create an account: You need to create an account with Paysense to get credit. Once you download the app, you will be required to give some permissions and basic information.
  • Checking eligibility: Based on the basic information provided by you, the app will show your personal loan eligibility, with eligible interest rate and tenure. it is based on your monthly salary and if you take any loans before.
  • Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit related to existing loans, occupation, and employment details.
  • Providing bank details: You need to submit your bank account details for the disbursement of credit to your account. ( Account number, ifsc code, name of the candidate, verified mobile number)
  • Getting a loan: The amount of credit will then be directly transferred to your bank accounts.

Finishing Up!!!

Thanks for visiting our website I hope you like our information and this is an information website, this website gathers information from the internet and provides people with what they need and this is a loan help and entertainment information website.

Leave a Comment